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Major Overhaul to Bankruptcy Forms – Effective December 1, 2015

December 1, 2015 Changes

Most Official Bankruptcy Forms were replaced on December 1, 2015, with substantially revised, reformatted, and renumbered versions.  The 2015 forms are part of a forms modernization project that was begun by the Advisory Committee on Bankruptcy Rules in 2008.  Among other things, the 2015 forms introduce different versions of case opening forms for individual debtors and non-individual debtors.  Links to the instruction booklets for individual debtors, for non-individual debtors, and to a forms number conversion chart can be found below.

The revised forms are easier for debtors to understand and complete, and are designed to work with scheduled enhancements to the federal courts’ case opening and electronic case management system.

Virtually all director’s bankruptcy forms were also replaced by updated and renumbered versions on December 1, 2015.  The new forms are available at Bankruptcy Forms.

Instructions for Individual Debtors (pdf)

Instructions for Non-Individual Debtors (pdf)

Forms Number Conversion Chart (pdf)

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Online Bankruptcy Resources

To learn about Chapter 7 or Chapter 13 bankruptcy or augment Argyle Publishing’s bankruptcy forms and instructions, these consumer-friendly websites can provide the information you need.

American Bankruptcy Institute’s Consumer Bankruptcy Center
http://consumer.abiworld.org/
On this site, you’ll find the ABI’s “Bankruptcy Pro Bono Resource Locator,” a national directory of lawyers or centers offering free or low-cost bankruptcy services for eligible debtors. The site also has basic bankruptcy information and FAQs.

LegalConsumer.com
http://www.legalconsumer.com/
This website has an interactive means test calculator, to help you determine if you will qualify for Chapter 7 bankruptcy. This site also provides specific information based on where you live, like links to your local bankruptcy court and state bankruptcy forms, the median income in your state for purposes of determining Chapter 7 eligibility, and your state law bankruptcy exemption amounts.

Legal Information Institute at Cornell Law School (LII)
http://topics.law.cornell.edu/wex/bankruptcy
On one handy page, you’ll find links to all sorts of laws relating to bankruptcy, including federal bankruptcy statutes, rules and cases, state bankruptcy statutes and cases, and scholarly articles about bankruptcy.

National Foundation for Credit Counseling (NFCC)
http://www.nfcc.org/
The NFCC website provides general information about bankruptcy and more specific information about bankruptcy counseling. It has a national directory of local member agencies — nonprofit credit counseling agencies staffed by NFCC-trained, certified counselors. Counselors can provide pre-bankruptcy counseling as well as counseling regarding debt, credit, and foreclosure issues.

U.S. Court Website Bankruptcy Information
http://www.uscourts.gov/FederalCourts/Bankruptcy.aspx
Here you’ll find the U.S. Court’s “Bankruptcy Basics,” an online manual with information about each type of bankruptcy, including Chapter 7 and 13 and other Chapters used by businesses, municipalities, farmers, and fisherman. This site also has interactive bankruptcy forms that you can fill out online, a complete copy of the bankruptcy rules, links to local bankruptcy court websites, and a list of bankruptcy filing fees.

U.S. Trustee’s Website
http://www.justice.gov/ust/
The U.S. Trustee website has information about avoiding bankruptcy foreclosure fraud and other bankruptcy scams. The site also maintains an up-to-date state-by-state list of approved credit counseling agencies and debtor financial management classes.

This article was sponsored by Massachusetts Criminal Defense, Business Litigation & Injury Lawyer – The Law Office of Andrew DiCarlo Berman. Experienced Criminal, Injury & Business attorney representing criminal defendants, victims of personal injury and and parties to civil actions – both individuals & businesses – in the Massachusetts State, Federal and Appellate court systems.